Wedding Insurance, Anyone?
Saturday, September 1st, 2007A lot of people may not be that familiar on what a wedding insurance is. A wedding insurance is an insurance policy that covers your wedding and financially protects you agains mishaps and misfortune. Since weddings are becoming more and more expensive, it becomes relatively important for people preparing for a wedding to have a wedding insurance. However, if you opted for a less expensive wedding, you might decide to forgo the insurance.
These types of insurance for wedding cover the following:
- Illness or injury. If you and your partner, or any essential person got sick or injured, causing the postponement of the wedding, the expenses involved with the postponement are covered.
- Weather. If your wedding got rescheduled because of a bad weather or rain, the policy should cover the cost of rescheduling.
- Missing Officiant. In case your priest, minister, justice of peace, rabbie or other celebrant did not show up on your wedding, you will be able to get some of your costs.
- Missing Vendors. If your caterer, florist, photographer, or other vendors did not show up on your wedding, you will recover some costs. In some cases, you can possibly recover the cost of rescheduling the whole event.
- Location. Your wedding insurance policy can cover the damages to the site, fire, electrical or mechanical problems, or going out of buisness that causes you to lose money or have to reschedule - that is if your ceremony or reception sites don’t already carry their own insurance.
However, your insurance policy does not cover cancellation due to cold feet - for this you might need another type of insurance for your broken heart.
